American Financing – Legit or Scam?

I came across a critical review of American Financing on a Scam Reporting website –, titled ‘NO ANSWERS’.

DirtyScam allows anonymous submission of complaints from angry consumers and victims of scams. Since the website is hosted offshore (probably in Russia or India), we take this (negative) review against American Financing with a pinch of salt.

Here is what the review says –


Everything started smoothly at first, until it came time to close! I was initially quoted around $5,100 needed at closing. My original loan rep, Ji Kim, was very specific about that.While having our house built, the loan file was changed over to a new loan rep, Carolyn Sullivan-Hollingsworth, and her assistant, Eric Bloomquist.I always promptly responded to every single email and provided every bit of documentation requested of me.Once we were notified of a closing date, I notified Carolyn Sullivan-Hollingsworth to see if that date worked for them and to verify exactly how much I was going to need at closing in the next few weeks.I also needed to firm up a date so my wife and I could take off of work and so we could give notice to our landlord to move.Days and days went by and all of a sudden American Financing was like a ghost town.After begging for someone to confirm our closing date and amount needed, a new dollar amount was finally quoted to be $9,000+ needed at close.WHAT? How’d we go from $5,100 to $9,000?? NO ANSWERS.Again, I begged for an explanation as to why such a huge difference. And again, nothing from anyone.We were left scrambling to find a new mortgage lender.We went with a local lender (which we should have done in the first place) and went through all the trouble to start a mortgage application all over again with all current documentation and everything!We spent days getting approved with a new lender. Once we sealed the deal, I emailed American Financing and told them to cancel our file.Only then did the phone calls and offers of a better rate start coming in. How incredibly lazy, disrespectful, and unprofessional of them!Here’s the list of the incompetent reps that grossly mishandled our file: Ji Kim, Brian Barker, Carolyn Sullivan-Hollingsworth, and manager Cindy Sotelo.And yes, I have EVERY single email sent back and forth to back up these events.This taught me to NEVER rely on a celebrity endorsement.Had I only researched American Financing BEFORE I ever wasted our time I could have saved myself a HUGE amount of stress.BE WARNED, PEOPLE.


In case you don’t already know (assuming you came to this page by Googling ‘American Financing scam‘, or ‘American Financing review‘, American Financing is listed under the category Business on

Here is the rest of the contact information for the sole purpose of identification –

  • Address: South Parker Road Aurora CO 80014
  • Phone: (866) 750-6551
  • Website:
  • Severity of Scam: High [not sure what it means]
  • Reported Loss: 698 $ [unsubstantiated]
  • Reported by: Anonymous [obviously]

The entity American Financing was awarded 1.89 / 5 Stars  based on 44 Reviews.

It is difficult to ascertain whether American Financing is a Scam, or Legit, based on this single review. In the coming weeks/days, I will try to research deeper into American Financing, analyze and list more critical reviews and identify a pattern (or lack of) to substantiate the claim mentioned above.

Regardless, until then, we give the benefit of doubt to the reviewer and list American Financing as someone you need to avoid (for now).

If you have any grievances, complaints, or anonymous tips against American Financing, please contact us immediately. If you have lost money to  American Financing, together we can work to recover your loss.

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