BMW Financial Services – Legit or Scam?

I came across a critical review of BMW Financial Services on a Scam Reporting website –, titled ‘STAY FAR AWAY’.

DirtyScam allows anonymous submission of complaints from angry consumers and victims of scams. Since the website is hosted offshore (probably in Russia or India), we take this (negative) review against BMW Financial Services with a pinch of salt.

Here is what the review says –


Stay far away from BMW Financial Services. They have sloths that work in their financial department.They are very condescending and unprofessional, with very poor communication skills.I leased a 2018 BMW through BMW Financial Services.I pay on the due date, every month like clockwork. In some cases I will pay ahead of time.I had left to go overseas, and I figured I would pay two payments at once.This way, I would not have any issues when I returned to the states.Then I came back to the States I was informed by BMW financial services that I was a payment behind.Reviewing my records I recalled that I had paid two payments to cover my June and July payment., he indicated that this was an error on their part and he would adjust it and all the late fees would be removed.He also assured me that there would not be a negative reporting of anything on my credit.He kept assuring me that everything was fine and that the payment would post correctly and that I had nothing to worry about.A month later, the negative posted to my account. Called and tried to dispute it, they could care less!Currently filing complaint with the Consumer Financial Protection Bureau.


In case you don’t already know (assuming you came to this page by Googling ‘BMW Financial Services scam‘, or ‘BMW Financial Services review‘, BMW Financial Services is listed under the category Business on

Here is the rest of the contact information for the sole purpose of identification –

  • Address: Britton Parkway Hilliard OH 43026
  • Phone: (800) 578-5000
  • Website:
  • Severity of Scam: High [not sure what it means]
  • Reported Loss: 3625 $ [unsubstantiated]
  • Reported by: Anonymous [obviously]

The entity BMW Financial Services was awarded 1 / 5 Stars  based on 34 Reviews.

It is difficult to ascertain whether BMW Financial Services is a Scam, or Legit, based on this single review. In the coming weeks/days, I will try to research deeper into BMW Financial Services, analyze and list more critical reviews and identify a pattern (or lack of) to substantiate the claim mentioned above.

Regardless, until then, we give the benefit of doubt to the reviewer and list BMW Financial Services as someone you need to avoid (for now).

If you have any grievances, complaints, or anonymous tips against BMW Financial Services, please contact us immediately. If you have lost money to  BMW Financial Services, together we can work to recover your loss.

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