Compass Home Lending – Legit or Scam?

I came across a critical review of Compass Home Lending on a Scam Reporting website –, titled ‘Not Very Helpful’.

DirtyScam allows anonymous submission of complaints from angry consumers and victims of scams. Since the website is hosted offshore (probably in Russia or India), we take this (negative) review against Compass Home Lending with a pinch of salt.

Here is what the review says –


I found Compass Home Lending through, and the person who answered the phone was not very helpful.He had me speak with Jacquelyn Nguyen, and she seemed pretty knowledgeable and thorough.I wasn’t ready to refinance at the time and decided to hold off for a short period.A few months down the road I called Jacquelyn when I was ready to refinance.We went through the entire process and hit a few bumps.I initially had a credit score in the 800’s when I first called Jacquelyn, and I didn’t realize it dropped to the low 700’s due to errors on my part during the time I waited to refinance.About a week before I was supposed to close, she told me I was going to have to pay an extra 1/8th of a point.She didn’t recheck my credit and assumed it was the same credit rating as when I first called in.That was totally unexpected and didn’t have enough time to dispute the issues with my credit card company.A few days later with a couple of days left to close, she informs me I needed to bring in an additional $15,000+ to closing.This was a serious oversight on her part.  I will never use this company again.


In case you don’t already know (assuming you came to this page by Googling ‘Compass Home Lending scam‘, or ‘Compass Home Lending review‘, Compass Home Lending is listed under the category Business on

Here is the rest of the contact information for the sole purpose of identification –

  • Address: Fairview Road Costa Mesa CA 92627
  • Phone: (866) 454-5120
  • Website:
  • Severity of Scam: High [not sure what it means]
  • Reported Loss: 5423 $ [unsubstantiated]
  • Reported by: Anonymous [obviously]

The entity Compass Home Lending was awarded 3 / 5 Stars  based on 2 Reviews.

It is difficult to ascertain whether Compass Home Lending is a Scam, or Legit, based on this single review. In the coming weeks/days, I will try to research deeper into Compass Home Lending, analyze and list more critical reviews and identify a pattern (or lack of) to substantiate the claim mentioned above.

Regardless, until then, we give the benefit of doubt to the reviewer and list Compass Home Lending as someone you need to avoid (for now).

If you have any grievances, complaints, or anonymous tips against Compass Home Lending, please contact us immediately. If you have lost money to  Compass Home Lending, together we can work to recover your loss.

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