Credit Acceptance – Legit or Scam?

I came across a critical review of Credit Acceptance on a Scam Reporting website –, titled ‘Customer Service’.

DirtyScam allows anonymous submission of complaints from angry consumers and victims of scams. Since the website is hosted offshore (probably in Russia or India), we take this (negative) review against Credit Acceptance with a pinch of salt.

Here is what the review says –


Credit Acceptance is the worst ratchet call center I have ever dealt with I don’t think the call center knows that the customers pay your salary #foodforthought.I felt like I was in the twilight zone I have never been treated so disrespectfully ever The President of the company need to pull calls.These employees are crazy ,Rachet, Rude, I asked to speak to a manager and I think she put her Co worker on the phone .This is the club not customer service.Will never go Thu this finance company again in life.I’ll walk.


In case you don’t already know (assuming you came to this page by Googling ‘Credit Acceptance scam‘, or ‘Credit Acceptance review‘, Credit Acceptance is listed under the category Business on

Here is the rest of the contact information for the sole purpose of identification –

  • Address: Paseo Verde Parkway Henderson NV 89074
  • Phone: (702) 990-2700
  • Website:
  • Severity of Scam: Medium [not sure what it means]
  • Reported Loss: 4585 $ [unsubstantiated]
  • Reported by: Anonymous [obviously]

The entity Credit Acceptance was awarded 1 / 5 Stars  based on 12 Reviews.

It is difficult to ascertain whether Credit Acceptance is a Scam, or Legit, based on this single review. In the coming weeks/days, I will try to research deeper into Credit Acceptance, analyze and list more critical reviews and identify a pattern (or lack of) to substantiate the claim mentioned above.

Regardless, until then, we give the benefit of doubt to the reviewer and list Credit Acceptance as someone you need to avoid (for now).

If you have any grievances, complaints, or anonymous tips against Credit Acceptance, please contact us immediately. If you have lost money to  Credit Acceptance, together we can work to recover your loss.

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