Pacific Bay Lending Group – Legit or Scam?

I came across a critical review of Pacific Bay Lending Group on a Scam Reporting website –, titled ‘The Worst Experiences’.

DirtyScam allows anonymous submission of complaints from angry consumers and victims of scams. Since the website is hosted offshore (probably in Russia or India), we take this (negative) review against Pacific Bay Lending Group with a pinch of salt.

Here is what the review says –


This is our first time dealing with Pacific Bay Lending Group, it will also be our last.Our Loan Specialist lacked in the communication department and made so many false promises.When questioned about them when they weren’t happening and she denied making them.They were supposed to pay off our few credit cards and auto loan, none of the payments were correct.We were still left with balances and some of the checks aren’t made out correctly.When we called asking why they weren’t paid off the the supervisor, Steve Funk, told my husband that was our responsibility and hung up on him.This has been the WORST experience and I so wish that we would have just canceled the whole thing.


In case you don’t already know (assuming you came to this page by Googling ‘Pacific Bay Lending Group scam‘, or ‘Pacific Bay Lending Group review‘, Pacific Bay Lending Group is listed under the category Business on

Here is the rest of the contact information for the sole purpose of identification –

  • Address: Lincoln Way Garden Grove CA 92841
  • Phone: (714) 367-5125
  • Website:
  • Severity of Scam: High [not sure what it means]
  • Reported Loss: 4113 $ [unsubstantiated]
  • Reported by: Anonymous [obviously]

The entity Pacific Bay Lending Group was awarded 1.86 / 5 Stars  based on 7 Reviews.

It is difficult to ascertain whether Pacific Bay Lending Group is a Scam, or Legit, based on this single review. In the coming weeks/days, I will try to research deeper into Pacific Bay Lending Group, analyze and list more critical reviews and identify a pattern (or lack of) to substantiate the claim mentioned above.

Regardless, until then, we give the benefit of doubt to the reviewer and list Pacific Bay Lending Group as someone you need to avoid (for now).

If you have any grievances, complaints, or anonymous tips against Pacific Bay Lending Group, please contact us immediately. If you have lost money to  Pacific Bay Lending Group, together we can work to recover your loss.

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