Salmon Bay Community Lending – Legit or Scam?

I came across a critical review of Salmon Bay Community Lending on a Scam Reporting website –, titled ‘Wast Of Time And Money’.

DirtyScam allows anonymous submission of complaints from angry consumers and victims of scams. Since the website is hosted offshore (probably in Russia or India), we take this (negative) review against Salmon Bay Community Lending with a pinch of salt.

Here is what the review says –


If I could give a no star I would. I was referred here because of their experience with down payment assistance. I worked with Rebecca Ripley Kent.At first her responses where very quick and informative until I paid the fee to have my credit ran.After my credit was checked she said we needed to find a house first in order to find out how much we needed for a down payment, because location and price played a factor, BUT she never gave us a pre approval letter.So we would send her houses we liked but the restrictions were so strict or we didn’t have enough for the down payment.Her responses took longer to get back to us after 2weeks and then sometimes she wouldn’t reply at all or 3 days later. 120days later after they ran my credit, I got my tax return so we had enough for a down payment.Tried to call multiple times to start the pre approval and no call/email back. I tried to call the manager/owner to let her know what was going on and She was out to lunch.The receptionist said she would have her call me back. Never got a call, so we switched to BAY EQUITY LENDING and they got me pre approved in 24hrs and have MULTIPLE down payment assistant programs that they use and guess what- I never needed a down payment! Don’t waste your time or money here!


In case you don’t already know (assuming you came to this page by Googling ‘Salmon Bay Community Lending scam‘, or ‘Salmon Bay Community Lending review‘, Salmon Bay Community Lending is listed under the category Business on

Here is the rest of the contact information for the sole purpose of identification –

  • Address: Greenwood Avenue North Seattle WA 98103
  • Phone: (206) 789-8629
  • Website:
  • Severity of Scam: High [not sure what it means]
  • Reported Loss: 3772 $ [unsubstantiated]
  • Reported by: Anonymous [obviously]

The entity Salmon Bay Community Lending was awarded 1 / 5 Stars  based on 1 Reviews.

It is difficult to ascertain whether Salmon Bay Community Lending is a Scam, or Legit, based on this single review. In the coming weeks/days, I will try to research deeper into Salmon Bay Community Lending, analyze and list more critical reviews and identify a pattern (or lack of) to substantiate the claim mentioned above.

Regardless, until then, we give the benefit of doubt to the reviewer and list Salmon Bay Community Lending as someone you need to avoid (for now).

If you have any grievances, complaints, or anonymous tips against Salmon Bay Community Lending, please contact us immediately. If you have lost money to  Salmon Bay Community Lending, together we can work to recover your loss.

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