Stearns Lending – Legit or Scam?

I came across a critical review of Stearns Lending on a Scam Reporting website –, titled ‘The Whole Home Loan Process’.

DirtyScam allows anonymous submission of complaints from angry consumers and victims of scams. Since the website is hosted offshore (probably in Russia or India), we take this (negative) review against Stearns Lending with a pinch of salt.

Here is what the review says –


Had all kinds of problems with Nicki Harlow-Stearns Lending, my loan officer throughout the whole home loan process.I consider this a bait and switch situation, as several verbal commitments that she made through the loan process (for 45 day rate lock and fee free recasting of loan) were not honored.There were also numerous financial mistakes made in my loan documents which I needed to point out to them in order to have corrected.Stay away from Stearns!


In case you don’t already know (assuming you came to this page by Googling ‘Stearns Lending scam‘, or ‘Stearns Lending review‘, Stearns Lending is listed under the category Business on

Here is the rest of the contact information for the sole purpose of identification –

  • Address: East First Street Santa Ana CA 92705
  • Phone: (626) 221-4045
  • Website:
  • Severity of Scam: Medium [not sure what it means]
  • Reported Loss: 6221 $ [unsubstantiated]
  • Reported by: Anonymous [obviously]

The entity Stearns Lending was awarded 1 / 5 Stars  based on 1 Reviews.

It is difficult to ascertain whether Stearns Lending is a Scam, or Legit, based on this single review. In the coming weeks/days, I will try to research deeper into Stearns Lending, analyze and list more critical reviews and identify a pattern (or lack of) to substantiate the claim mentioned above.

Regardless, until then, we give the benefit of doubt to the reviewer and list Stearns Lending as someone you need to avoid (for now).

If you have any grievances, complaints, or anonymous tips against Stearns Lending, please contact us immediately. If you have lost money to  Stearns Lending, together we can work to recover your loss.

Leave a Reply

Your email address will not be published. Required fields are marked *

Yardstick Investors – Legit or Scam?

Yardstick Investors – Legit or Scam?

I came across a critical review of Yardstick Investors on a Scam Reporting

Birmingham Obstetrics & Gynecology PC – Legit or Scam?

Birmingham Obstetrics & Gynecology PC – Legit or Scam?

I came across a critical review of Birmingham Obstetrics & Gynecology PC on

You May Also Like