Val Chris Investments – Legit or Scam?

I came across a critical review of Val Chris Investments on a Scam Reporting website –, titled ‘Awful Terms’.

DirtyScam allows anonymous submission of complaints from angry consumers and victims of scams. Since the website is hosted offshore (probably in Russia or India), we take this (negative) review against Val Chris Investments with a pinch of salt.

Here is what the review says –


I applied for a Bridge Loan through Val-Chris Investments, Inc. because I needed money in two weeks to update a commercial property I own.The time frame was imperative and recognized by all.The agreed upon APR was 10% and 5 points upfront on an interest-only three-year loan.Awful terms, but we needed money fast before we lost the potential tenant.I was told the loan would process and fund in under a week.The process started on October 22nd, 2018.In the initial paperwork, the company tried to charge me 7.5 points instead of the agreed upon 5 and an additional $998 above the two other random $998 charges that I had accepted.I refused to sign that doc and was ready to walk away from what I recognized as predatory lending practices.They changed the terms back to the original and we moved forward.I signed the loan docs on Thursday, November 8th, 2018.The funds were promised the following day (Nov. 9th) or the following Tuesday at the latest.By Tuesday the 13th of November still no funds.They told me they needed personal account information instead of Trust Account info.I provided. Nothing. Then they required proof of insurance.That was done the same day it was requested.Then they required that I sign another balance sheet.They kept on putting off funding until yesterday, November 21st when they informed me I had to sign yet another before we closed on the loan.At that point, I told them to forget it as I had found other means during the long wait for the money.They then told me the loan had already funded.No funds were in my account and according to the email they sent, we had still yet to officially “Close” (documentation attached).They said there’s nothing they could do. I closed the bank account so they would not be able to transfer the funds after having failed to produce the money in a timely manner.As of now, they are trying to move forward and have stated that they will put a lien on my property although I haven’t received a dime from them and they did not fund in a reasonable amount of time for a Bridge Loan.The high rate and points were acceptable for the sole purpose that the turnaround for the time was VERY fast.I could easily qualify for traditional funding and expedite that if I had been informed that the loan might take more than a month to process.That’s not acceptable for this type of loan. Neither were their predatory practices.


In case you don’t already know (assuming you came to this page by Googling ‘Val Chris Investments scam‘, or ‘Val Chris Investments review‘, Val Chris Investments is listed under the category Business on

Here is the rest of the contact information for the sole purpose of identification –

  • Address: Main Street Irvine CA 92614
  • Phone: (949) 252-8020
  • Website:
  • Severity of Scam: High [not sure what it means]
  • Reported Loss: 5331 $ [unsubstantiated]
  • Reported by: Anonymous [obviously]

The entity Val Chris Investments was awarded 2 / 5 Stars  based on 2 Reviews.

It is difficult to ascertain whether Val Chris Investments is a Scam, or Legit, based on this single review. In the coming weeks/days, I will try to research deeper into Val Chris Investments, analyze and list more critical reviews and identify a pattern (or lack of) to substantiate the claim mentioned above.

Regardless, until then, we give the benefit of doubt to the reviewer and list Val Chris Investments as someone you need to avoid (for now).

If you have any grievances, complaints, or anonymous tips against Val Chris Investments, please contact us immediately. If you have lost money to  Val Chris Investments, together we can work to recover your loss.

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